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Frequently Asked Questions

Is property investment exclusively for high-income earners or the wealthy?

Property is one of the most popular investments in Australia for the average as well as the high-income groups. With the assistance of a qualified finance professional, you can reach the right sources of loans to invest in a property. It is not how much you earn, but how you use your earnings, that matters.

Why invest in property instead of shares or term deposits?

Property can provide both rental income and capital growth, along with a relatively low level of risk.

What is equity?

Equity is the difference between the current value of a property and the balance of any mortgages secured upon it.

What is Refinancing?

Refinancing Is the process of either transferring your loan to another lender for the benefit of a cheaper interest rate or to a lender that is more suited to your current requirements and needs.

What do the terms Positive and Negative Gearing mean?

Positive gearing is when the income generated by a property exceeds the cost of owning that property.

Negative gearing occurs when the cost of owning a property exceeds the income generated by that property.

What fees and charges are applicable while buying an investment property?

When buying a property, you need to allow for establishment fees, government fees and stamp duty, and solicitor costs. Instead of paying for these in cash, the funds can sometimes be borrowed, helping you make a timely purchase. At We Find Finance, we connect you with the best sources in the market for your loan.

How can I find out more about your services?

We Find Finance is committed to helping its clients in finding the best finance and loan structure. You can reach us on 1800-600-890 toll free.

Alternatively, you can send us your details using the contact form on this page.

If you are already serious about investing in property, we offer a no obligation finance assessment.

Is there a charge for your services?

We Find Finance does not charge its clients for the services offered.

Have lenders tightened the qualifying requirements for loans since the Global Financial Crisis?

Yes, the requirements have been tightened, but statistics show that almost one in four mortgage applications are rejected due to poor preparation by the applicant. At We Find Finance, we do the hard work for you and ensure that you approach a lender with the right strategy and essential paperwork.

How much can I borrow?

Please book me in for my Fast No Obligation Finance Assessment: